Privacy Policy
Last Updated: September 27, 2025
1. Information Collection
Required Permissions:
- Notifications: To send you habit reminders and progress updates
- Internet Access: To sync your data across devices and manage subscriptions
Account Information:
- Email address (for account creation and authentication)
- Profile information you provide during onboarding (age range, financial goals, etc.)
App Data:
- Financial habits and task completion
- Expense tracking information
- Subscription details
- Journal entries
- Daily limits and goals
- App usage analytics (screen views, feature usage, performance data)
2. Data Usage and Protection
Your personal data is:
- Used to provide personalized financial planning and habit tracking
- Stored locally on your device for instant access
- Synced securely to our database (Supabase) for backup and cross-device access
- Never shared with advertisers or marketing companies
- Never sold to third parties
3. Data Storage and Services
Local Storage:
- All your data is stored locally on your device using AsyncStorage
- Data remains on your device even when offline
- Logging out or uninstalling the app removes all local data
Cloud Backup:
- Data is securely synced to Supabase (our database provider)
- Used for account recovery and syncing across your devices
- Protected with industry-standard encryption
Third-Party Services:
We use the following services for core app functionality:
Supabase:
- Secure cloud database hosting
- User authentication
- Data synchronization across devices
RevenueCat:
- Subscription management and payment processing
- Collects minimal device identifiers only for subscription verification
- No personal information shared beyond what's necessary for payments
Google/Apple Sign-In:
- Authentication services (only if you choose these sign-in methods)
- We only receive your email address
PostHog:
- Product analytics and app performance monitoring
- Data processed in compliance with privacy regulations
Analytics and Improvement:
- We use PostHog for analytics to improve app performance and user experience
- This collects usage data such as screen views, feature interactions, and app performance metrics
- Data is processed securely and used only for app improvement purposes
- We do not track your activity outside the app
4. Your Rights
You have the right to:
- Access your data: View all information we have about you
- Delete your account: Contact us to permanently delete all your data from our systems
- Control notifications: Disable reminders in app settings or device settings
- Log out: Removes all local data from your device
5. Data Retention
- Local data: Remains on your device until you log out or uninstall the app
- Cloud data: Stored until you request account deletion
- Account deletion: Contact us to permanently remove all data from both local storage and our database
- Automatic cleanup: Inactive accounts may be deleted after extended periods of inactivity
6. Changes to Privacy Policy
We may update this privacy policy as needed. Changes will be posted on our website. Continued use of the app after changes constitutes acceptance of the updated policy.
7. Contact Us
For questions about privacy, data deletion, or any other concerns, please contact us at:
We aim to respond to all inquiries within 7 business days.
This privacy policy is designed for transparency about our minimal data collection practices while ensuring your financial information remains private and secure.